25-Letter Credit Rebuilding & Disputing Template Series

Why send out the same letter over and over again? That's not the way to get the deletions you deserve. I've compiled a 25-letter series for removing negative items that when used correctly, should escalate your disputing to achieve maximum deletion in the least amount of time. 

*Make certain to customize each dispute letter to suit your needs and the situation for each negative item or account & remove anything that isn't relevant. 

1 Credit Reporting Agency/Bureau Request for Credit Report

2 Credit Reporting Agency/Bureau Request for Free Credit Report

3 Credit Reporting Agency/Bureau Deletions to Credit Report

4 Credit Reporting Agency/Bureau Corrections to Credit Report

5 Credit Reporting Agency/Bureau Failure to Respond to Deletion/Correction Letter

6 Credit Reporting Agency/Bureau Additions to Credit Report

7 Credit Reporting Agency/Bureau Unauthorized Inquiry

8 Credit Reporting Agency/Bureau Frivolous-Letter Rejection

9 Credit Reporting Agency/Bureau Consumer Statement for Disputed Items Following Investigation

10 Credit Reporting Agency/Bureau Consumer Statement for Disputed Items

11 Credit Reporting Agency/Bureau Consumer Statement to Make Credit File Complete

12 Credit Reporting Agency/Bureau Bankruptcy Accounts Not Identified

13 Credit Reporting Agency/Bureau Request to Update for Completeness of Account History

14 Credit Reporting Agency/Bureau Mailing-List Restrictions

15 Creditor Repayment Agreement for Account

16 Creditor Notice of Overdue Account

17 Creditor Reduced-Payment Request for Account

18 Creditor Request for Ceasing Phone Calls

19 Creditor Proposal to Settle Account

20 Credit Inquirer Unauthorized Credit Inquiry

21 FTC Credit Complaint Letter

22 FTC Predatory Lending Complaint

23 Bureaus Credit Freeze Letter

24 Debt Collector, CC - Bureaus Debt Validation Letter

25 Debt Collector Terms Agreement